🧮 Free Pakistan finance calculators

Salary tax, withholding tax, Zakat, property tax, vehicle token tax and cash withdrawal tax — worked out the way FBR and Islamic scholars actually calculate them. No signup, no account, no watermark on the numbers.

Salary tax calculator — FBR tax year 2025–26

Enter your gross monthly or annual salary to see the exact income tax FBR withholds under Section 149, broken down slab by slab.

Monthly or annual salary

Gross, before deductions — basic pay plus taxable allowances.
Monthly tax deduction
Rs 0
Rs 0 per year · effective rate 0%
Annual gross salaryRs 0
Tax-free thresholdRs 600,000
Annual tax payableRs 0
Take-home (annual)Rs 0

Per Section 149, Income Tax Ordinance 2001 · Finance Act 2025 slab rates, tax year 2025–26.

How is salary tax calculated in Pakistan?

FBR uses a progressive system: the first Rs 600,000 of annual salary is tax-free, and each higher bracket is taxed only on the income inside that bracket — not your whole salary. Your employer applies these same slabs monthly under Section 149 and deposits the tax with FBR on your behalf.

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FBR salary tax slabs 2025–26 explained
Filer vs non-filer, how slabs stack, and how to check your exact tax bracket — full guide.

Withholding tax (WHT) calculator — Section 149/153/155

Select the payment type and filer status to see the tax you should withhold before paying a vendor, contractor or landlord.

Payment details

Tax to withhold
Rs 0
at 0% of gross payment
Gross paymentRs 0
Tax withheldRs 0
Net payment to recipientRs 0

Indicative rates under the Income Tax Ordinance 2001 for tax year 2025–26. Actual rates vary by minimum/final tax regime, turnover thresholds and specific SRO notifications — confirm against FBR's withholding tax card before deducting.

Why does filer status change the WHT rate?

Non-filers — people or businesses not on FBR's Active Taxpayer List — are withheld at a higher rate, usually double the filer rate, as an incentive to file returns. Being an active filer also means you can adjust or refund the withheld amount when you file your annual return.

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Filer vs non-filer: the real difference in Pakistan
Why non-filers pay double WHT, how to become a filer, and what it actually saves you.

Zakat calculator — cash, gold, silver and Nisab

Add up everything you've held for a full lunar year, subtract what you owe, and check it against the silver Nisab to see if Zakat is due.

Assets held for one lunar year

Check today's rate before calculating — gold price changes daily.
Zakat payable (2.5%)
Rs 0
Nisab and eligibility below
Total zakatable assetsRs 0
Less: debts due nowRs 0
Net zakatable wealthRs 0
Nisab threshold (silver-based)Rs 0

Uses the silver Nisab (612.36g), the more inclusive standard, so more people who owe Zakat are captured. Assets must be held for one full lunar year. For rulings on specific assets or debts, confirm with a qualified scholar.

What is Nisab and why does it use silver, not gold?

Nisab is the minimum wealth threshold before Zakat is owed. The silver Nisab (612.36 grams) is lower in rupee value than the gold Nisab (87.48 grams), so using silver means more people whose wealth qualifies are correctly captured — which is the position most scholars recommend for mixed cash and gold holdings.

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What is Zakat? A complete guide
Who must pay, what counts as zakatable wealth, Nisab explained, and Zakat vs Sadaqah.

Property tax calculator — Section 236C (sale) & 236K (purchase)

Enter the FBR/DC valuation table value of the property to estimate the advance tax a seller or buyer pays on transfer.

Transaction details

Use the FBR valuation table rate for the area, not necessarily the agreed sale price.
Advance tax payable
Rs 0
at 0% of property value
Property valueRs 0
Advance taxRs 0
Net amountRs 0

Indicative rates under Section 236C (seller, on transfer) and Section 236K (buyer, on registration) of the Income Tax Ordinance 2001 for tax year 2025–26. Rates vary with holding period and filer category — confirm with FBR's current SRO before relying on this for a transaction.

Who pays 236C and who pays 236K?

236C is advance tax the seller pays on the sale/transfer of immovable property, deducted at the time of registering the transfer. 236K is advance tax the buyer pays on purchase, collected at the same time. Both are adjustable against your annual tax liability if you file a return.

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Property tax in Pakistan: Section 236C & 236K explained
Buyer tax vs seller tax, FBR valuation tables, and how filer status changes what you pay.

Vehicle token tax calculator — private cars

Select your car's engine capacity and filer status to estimate annual token tax.

Vehicle details

Estimated annual token tax
Rs 0
Filer rate applied
Base token taxRs 0
Total payableRs 0

Indicative slab-based estimate modelled on typical provincial excise & taxation token tax rates for private cars. Actual rates vary by province (Punjab/Sindh/KPK/Balochistan) and are revised periodically — confirm with your provincial Excise & Taxation department before paying.

Why do non-filers pay more token tax?

Non-filers pay a higher advance tax at the time of annual token renewal and registration, similar to other withholding provisions, as an incentive under the Income Tax Ordinance to get on FBR's Active Taxpayer List.

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Vehicle token tax in Pakistan, by engine capacity
Full slab breakdown, provincial differences, and why non-filers pay double at renewal.

Advance tax on cash withdrawal — Section 231AB

Non-filers pay advance tax when withdrawing cash above the daily threshold from a bank. Active filers are exempt.

Withdrawal details

Tax applies only to the amount above Rs 50,000 withdrawn in one day, for non-filers.
Advance tax deducted
Rs 0
Active filers are exempt
Amount withdrawnRs 0
Taxable portion (above Rs 50,000)Rs 0
Tax deductedRs 0

Per Section 231AB, Income Tax Ordinance 2001 — 0.6% advance tax on cash withdrawals above Rs 50,000 in a day, for persons not on the Active Taxpayer List. Active filers are exempt from this specific withdrawal tax.

Is there a way to avoid this tax?

Yes — becoming an active filer (appearing on FBR's Active Taxpayer List) exempts you from Section 231AB entirely. This is one of the more direct incentives FBR built in to encourage return filing.

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Advance tax on cash withdrawal — Section 231AB explained
The Rs 50,000 daily threshold, who's exempt, and how to check your Active Taxpayer status.
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