🧮 Free Pakistan finance calculators

Salary income tax, withholding tax and Zakat — worked out the way FBR and Islamic scholars actually calculate them. No signup, no account, no watermark on the numbers.

Salary tax calculator — FBR tax year 2025–26

Enter your gross monthly or annual salary to see the exact income tax FBR withholds under Section 149, broken down slab by slab.

Monthly or annual salary

Gross, before deductions — basic pay plus taxable allowances.
Monthly tax deduction
Rs 0
Rs 0 per year · effective rate 0%
Annual gross salaryRs 0
Tax-free thresholdRs 600,000
Annual tax payableRs 0
Take-home (annual)Rs 0

Per Section 149, Income Tax Ordinance 2001 · Finance Act 2025 slab rates, tax year 2025–26.

How is salary tax calculated in Pakistan?

FBR uses a progressive system: the first Rs 600,000 of annual salary is tax-free, and each higher bracket is taxed only on the income inside that bracket — not your whole salary. Your employer applies these same slabs monthly under Section 149 and deposits the tax with FBR on your behalf.

Withholding tax (WHT) calculator — Section 149/153/155

Select the payment type and filer status to see the tax you should withhold before paying a vendor, contractor or landlord.

Payment details

Tax to withhold
Rs 0
at 0% of gross payment
Gross paymentRs 0
Tax withheldRs 0
Net payment to recipientRs 0

Indicative rates under the Income Tax Ordinance 2001 for tax year 2025–26. Actual rates vary by minimum/final tax regime, turnover thresholds and specific SRO notifications — confirm against FBR's withholding tax card before deducting.

Why does filer status change the WHT rate?

Non-filers — people or businesses not on FBR's Active Taxpayer List — are withheld at a higher rate, usually double the filer rate, as an incentive to file returns. Being an active filer also means you can adjust or refund the withheld amount when you file your annual return.

Zakat calculator — cash, gold, silver and Nisab

Add up everything you've held for a full lunar year, subtract what you owe, and check it against the silver Nisab to see if Zakat is due.

Assets held for one lunar year

Check today's rate before calculating — gold price changes daily.
Zakat payable (2.5%)
Rs 0
Nisab and eligibility below
Total zakatable assetsRs 0
Less: debts due nowRs 0
Net zakatable wealthRs 0
Nisab threshold (silver-based)Rs 0

Uses the silver Nisab (612.36g), the more inclusive standard, so more people who owe Zakat are captured. Assets must be held for one full lunar year. For rulings on specific assets or debts, confirm with a qualified scholar.

What is Nisab and why does it use silver, not gold?

Nisab is the minimum wealth threshold before Zakat is owed. The silver Nisab (612.36 grams) is lower in rupee value than the gold Nisab (87.48 grams), so using silver means more people whose wealth qualifies are correctly captured — which is the position most scholars recommend for mixed cash and gold holdings.